24 Nov Autumn Statement Summary PDF
The post Autumn Statement Summary PDF appeared first on Howard Mortgages. ...
The post Autumn Statement Summary PDF appeared first on Howard Mortgages. ...
The recent trajectory of interest rates has undoubtedly been at the forefront of everyone's thoughts. However, in a surprising turn of events, the Bank of England's base rate has recently remained stable following a remarkable streak of 14 consecutive increases. Various factors have played a significant...
Buying your first home can sometimes be difficult to navigate however there are a few schemes available through the government and some of the UK’s housing delevopers. Read on to find out about a few different housing schemes. Lifetime ISA (LISA) The Lifetime ISA (LISA) is a...
As a landlord, staying informed about regulatory changes is a crucial aspect of managing your properties effectively and recently, many have been wondering when the proposed Energy Performance Certificate (EPC) updates were due to roll out. These updates have now been put on hold, offering...
What are Swap Rates? Swap rates, also known as interest rate swaps, allow two parties to exchange interest rate cash flows over a specified period. In the context of mortgages, banks and lenders use interest rate swaps to manage their own exposure to interest rate fluctuations. So...
As daffodils and tulips bloom across gardens around the country, the prospect of new starts – and better weather – can help lift people’s spirits. As part of your spring ‘self-care’ workout, it’s a great time to make sure your finances are on track. Looking after...
Skipton Building Society is now offering a 100% mortgages for first-time home buyers who are currently renting. For the first time since 2008, there is now a no-deposit deal – that doesn’t require a guarantor’s backing available to those who qualify for the following: Are a first-time...
Welcome to our first-time buyer guide. Whether you’ve been living with your parents or you’re leaving the world of renting behind, not much beats the excitement of moving into your very first home. Owning a property feels like a true milestone in life and comes with...
As the UK works to achieve net zero emissions by 2050, the energy-efficiency of people’s homes is under heavy scrutiny right now. Ministers haven’t formally announced changing the EPC rules for the rental market just yet, but the move has been widely reported, so it is...
A bridging loan is a particular type of short-term property finance, covering anything between a few days to a couple of years. The loans provide an interim solution when the standard mortgage process is either unavailable or unsuitable. Bridging loans can offer a practical route to...