Talk to us about a remortgage on your current home and see how much you can save.




Talk to us about a remortgage on your current home and see how much you can save.

A trusted, local, award winning mortgage advisor.


With offices in Torbay, Exeter & Teignmouth, we’ve got Devon covered and can service customers throughout the Whole of the UK. Our team of expert, award winning mortgage advisors are on hand to provide you with tailored mortgage solutions that fit.


Why choose us?

  • We search the whole of the mortgage market
  • No Jargon. Just clear, straightforward advice.
  • A team of accredited, impartial mortgage advisors
  • A mortgage recommendation tailored just for you
  • A FREE, no obligation, initial consultation.


We’re known for our excellent service that guarantees customers a simple and cost-effective process. Service should be seamless, so we make sure our customers work with the same expert mortgage advisor from start to finish.

⭐️ Client Testimonials ⭐️

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    First Time BuyerRemortgageBuy to LetAdverse CreditLife AssuranceCritical Illness CoverIncome CoverBuildings / Contents Insurance

    Remortgage your home


    If you’ve got a mortgage on your home, it’s well worth checking to see whether you might be able to remortgage to a better deal.


    Remortgaging, particularly if you are currently languishing on your lender’s standard variable rate, could potentially trim tens or even hundreds of pounds off your monthly mortgage payments.

    There are plenty of other reasons you might want to remortgage, as well as saving money. Perhaps you want to borrow money against your property to cover the cost of home improvements, pay off more expensive debts or even raise money to purchase another property?


    Whatever your remortgage requirements, we at Howard Financial are here to help. We can provide you with expert mortgage advice on the most suitable mortgage deals to make the remortgage process as straightforward as possible.

    We are a multi-award winning financial advisory firm…

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    Buy to Let mortgages are not regulated by the Financial Conduct Authority.

    Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

    Here are just some of the lenders we use and have access to…

    How Much Can I Borrow?

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    Mortgage repayment calculator?

    What stamp duty will I pay?

    Stamp duty land tax (or Land and Buildings Transaction Tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more than a set amount has to pay. The rate you’ll pay the tax at varies based on the price of the property and the type

    Call our expert
    advisors now

    01803 554455

    Open 5 days a week until 6pm weekdays